Unsecured Debt

Unsecured debt, meaning a debt that is not secured to collateral (asset), are the debts we negotiate.

What debt may qualify?

Qualifying Debt Includes:

• Credit Cards

• Merchant, Gas, and Store Cards

• Unsecured Bank Loans

• Professional Fees

• Unsecured Lines of Credit

• Deficiency balance of Repossessed Vehicle Loans

• Collection Agencies

• Hospital and Medical Bills

• Personally guaranteed unsecured Business debts of dissolved company

• Personal Loans


Non-Qualifying Debt Includes:

• Home/Real Estate Loans

• Auto Loans (before repossession)

• Government backed Student Loans

• IRS Tax Liens

• Child Support

• Alimony

• Motorcycle, boat, airplane and motor home (before repossession)

• Payday Loans

• Gambling Debts

• Other Secured Loans or Debts